Muki and Brown chat with Michael Broughton. Michael is the cofounder of Perch, a free app that allows users to build their credit through recurring expenses such as rent, Netflix and Hulu. Michael started the the company to help people quickly build good credit scores by tapping into non-traditional data points. So far, Perch has launched on the iOS App Store and will launch on the Google Play Store in the near future. They recently raised a $2.5M seed round and are backed by Village Capital, Citi, SoftBank, Concrete Rose Capital and Marcy Venture Partners. Michael talks about what inspired him to create the app, his decision to leave college and pursue his dreams, and what it's like being backed by Jay-Z and so many incredible others. Tune in!